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MORTGAGE PRINCIPAL CALCULATOR

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Calculate your monthly payment for fixed rate or adjustable rate loans.

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Default amounts are hypothetical and may not apply to your individual situation. This calculator provides approximations for informational purposes only. Actual results will be provided by your lender and will likely vary depending on your eligibility and current market rates.

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Determining your mortgage loan principal - money you still owe to the bank for your house, can be very beneficial, particularly if you are looking to pay your mortgage off ahead of time. In order to figure out your remaining balance, you only need to know the loan amount, the interest rate on your loan, the length of your loan, and how many months you have already paid. Together, all of these factors will help you figure out the amount of principal you still owe.

As an example, pretend your total loan was for $250,000.00 with a 5.875% interest rate. The original loan was for 30 years, but you have already paid on the loan for 36 months. After paying on your loan for 36 months, you will have paid $43,230.90 in interest and only $10,007.50 toward the principal. If you subtract the $10,007.50 you have paid toward the principal from the original loan amount, this leaves you with $239,992.50 in principal left to be paid.

DISCLAIMER: There is NO WARRANTY, expressed or implied, for the accuracy of this information or it's applicability to your financial situation. Please consult your own financial advisor.

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Toll-free consumer hotline available at 1-800-919-9101

Managing RMLO: P. Garrett Clayton (NMLS# 135394)

© 2019 AmCap Mortgage, Ltd. All Rights Reserved

AmCap Home Loans, BK-0947259, is a DBA of
AmCap Mortgage, Ltd., BK-0929916 (NMLS ID# 129122 - www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/129122), an Equal Housing Lender.

9999 Bellaire Boulevard, Suite 700

Houston, Texas 77036

Call Us Toll Free 1 844-MYAMCAP

Toll-free consumer hotline available at 1-800-919-9101

Managing RMLO: P. Garrett Clayton (NMLS# 135394)

© 2019 AmCap Mortgage, Ltd. All Rights Reserved